This Single Albi Divan Bed Set offering support and comfort, with
Hypo-allergenic fillings and an anti-dustmite treated cover. It is an
attractive starter bed at an affordable price ideal for a child’s bedroom.
Please note Headboard and Bedding not included
Single:
90cm x 190cm
3’ x 6’3”
Cost Comparison
Smarterbuys aims to offer a credible,
responsible alternative to payday loans, weekly payment stores and loan sharks.
By providing access to responsible finance
through the Prince Bishop Community Bank, Credit Unions and CDFI’s, Smarterbuys
can save you hundreds of pounds in excessive interest charges compared to
weekly payment stores. Smarterbuys
could save you up to £418 compared with buying similar bed from a high-street
weekly payment store when taking out credit.
Please Note:
The figures used here are for illustrative
purposes only.
Credit Union finance available and repayment
costs will vary by Credit Union and CDFI, please contact your nearest Credit
Union or CDFI to discuss your requirements
The figures given here for Credit Union total
repayment use a maximum interest rate of 2% a month on the reducing balance,
26.8% APR, for weekly payments over a 104 week period. Monthly payments would cost more.
The figures given here for CDFI total
repayment use an APR of 39.9% for weekly payments over a 52 week period and
include a 5% administration fee. Monthly
payments would cost more.
Delivery Information
Delivery
of this product is only available for delivery within England and Wales.
Smarterbuys
aim to deliver your product(s) within 7 working days excluding weekends of
receipt of full payment for your order.
Delivery
will take place on a Monday to Friday, between 8am and 6pm. You will be
contacted by email or phone to arrange a convenient delivery date.
On
checkout please use the box available to notify us of any special delivery
instructions you may have e.g. requiring extra time to answer the door. Please
note, you are not able to specify a delivery date and/or time.
Please
refer to theDeal Termsfor additional delivery
information.
Payment Options
Smarterbuys offers a range of payment options to suit individuals’ requirements:
Pay online with a credit/debit card
How do I make a payment online?
When you are ready to proceed, select ‘Buy and Pay Online’ and follow the steps given to enable us to confirm your details, including payment authorisation. We will then acknowledge your order by email.
What payment cards can I use?
We accept the following payment cards:
VISA
VISA Electron
VISA Debit
MasterCard
Maestro
Why do we need your card security code (CV2)?
We ask for the security code from your payment card to prevent the fraudulent use of your account. This is printed on your card but is not embossed or in the magnetic strip, so only the person in possession of the card should know the code.
On most UK cards, the security code is the last three digits of the number printed on the signature strip
How can I be sure that shopping online with Smarterbuys is secure?
Smarterbuys is committed to ensuring that your personal details will be kept safe at all times and has a number of fraud prevention measures in place.
Privacy Policy
You will also be asked to read our
privacy policy which explains that any details given to Smarterbuys are secure.
What if my card is declined?
Smarterbuys will only decline a transaction on the advice of your issuing bank. It may be that you have insufficient funds in your account, that your card has been blocked because of unusual or suspicious activity, or that the details you have provided do not match those held by your issuing bank. In each case, you should contact your card issuer in the first instance to try to resolve the problem or use an alternative payment method.
Pay offline via a PayPoint or the Post Office using cash or a credit/debit card
What is pay offline?
This solution enables you to buy product(s) online without the need of a credit/debit card, or if you do not wish to enter your card details online. You pay with cash or credit/debit card offline at your local PayPoint or Post Office outlet, using a barcode system.
Paying offline is an easy, convenient and safe method of paying for your online purchases.
How do I make a payment offline?
When you are ready to proceed, select ‘Buy and Pay Offline’ and follow the steps given to enable us to confirm your details and place your order.
To make payment for your online purchase, simply:
- Print out the barcode invoice you are given once you have completed your order
- Take your barcode invoice to your nearest PayPoint or Post Office outlet before the expiry date shown
- The payment outlet will scan the barcode
- Pay the full amount shown on the invoice in one transaction
- The payment outlet will issue you with a receipt for your payment
- Smarterbuys will be notified of your full payment, your order will then
be passed to the supplier for your product(s) to be dispatched.
Where can I pay?
Payment can be made at PayPoint and Post Office locations. To find your local payment outlet please use the links below:
PayPoint Locator - www.paypoint.co.uk/locator.aspx
Post Office Locator - www.postoffice.co.uk/branch-finder
FAQs
Q.How much does it cost to make a purchase and pay offline?
A.Nothing
Q.I’ve lost my barcode – what can I do?
A.You can reprint your barcode from the Smarterbuys website through the ‘My Account’ area and select ‘My Reserved Deals’
Q.I’ve lost my barcode – am I at risk?
A.Your barcode contains no personal details about you – only your transaction. If someone finds your barcode, all they can do is pay for your purchase.
Q.Does paying offline delay the completion of my online purchase?
A.Unlike other methods of payment, where a credit/debit card is used to make an online purchase, your delivery will be dependent on when you make your payment.
Find affordable credit
Important information
Smarterbuys does not provide any finance arrangements or financial advice itself and are in no way affiliated with any Credit Union.
We do wish to offer a range of flexible payment options and links through to affordable credit union finance; however we do strongly encourage you to carefully consider your financial situation before taking out any finance arrangements, including those with credit unions.
Smarterbuys will not be liable or held responsible for any finance arrangements made by Smarterbuys customers via a Credit Union in order to purchase product(s) from the Smarterbuys website. Any finance arrangements with a Credit Union taken up by Smarterbuys customers are done so at your own risk. Smarterbuys is not in any way responsible for the repayment of any finance arrangements. Smarterbuys will not contact you regarding the repayment of any loan you may take out through a Credit Union, nor will Smarterbuys collect repayment of loans from you. You should only discuss your loan arrangements with your Credit Union directly.
How long will a loan application take through a credit union?
Loans through a credit union are not instant and can take up to two weeks to be approved. Smarterbuys will reserve your order for you for up to two weeks to allow you time to organise this.
What is a credit union?
A Credit Union is a profit sharing, democratically-run financial co-operative which offers convenient savings and low interest loans to its members. The members own and manage their credit union themselves.
The three main aims of a Credit Union are:
- To encourage its members to save regularly.
- To provide loans to members at very low rates
- To provide members with help and support on managing their financial affairs (if required).
Many credit unions also provide services intended to support community development on a local level.
Credit unions vary significantly in terms of assets and size, ranging from volunteer operations with a handful of members, to institutions with several million pounds worth of assets and hundreds of thousands of members.
Who can join a Credit Union?
Anyone within a credit union’s 'Common Bond' (normally the area in which you live or work) can join. Credit Unions welcome everybody from within the Common Bond regardless of income, employment status or age.
How do you join a Credit Union?
You will need to complete an application form and provide some identification. Credit Unions are required to meet all their membersat least once, so they tend toinvite new members to bring their completed application and ID to one of their collection points. These are in easily accessible places and many of them are open on Saturdays.
Will I definitely be able to borrow through a credit union?
Some credit unions will need you to save money with them for a number of weeks before they allow you to start borrowing – this is down to the individual credit union. In all instances, the best thing to do is to get in touch with your local credit union as soon as possible – they will be able to advise you on what they can offer you.
How to find your local credit union
You can use the search facility on the website to find your local credit union – just type the postcode of where you live or work into the search facility within the website. You can also search on www.findyourcreditunion.co.uk
How do I make a purchase online and apply for credit union finance?
When you are ready to proceed, select ‘Buy and Find Affordable Credit’ and follow the steps given to enable us to confirm your details and place your order.
- The search facility on the website helps you to identify your nearest Credit Union, and provides you with their contact details
- Contact your Credit Union to arrange your finances
- If accepted, your credit union will either provide you with a pre-paid debit card or cash
- Login to ‘My Account’ area of the website, select ‘My Reserved Deals’ and select ‘Pay Now'
- Choose Pay Online if using a credit/debit card
- Choose Pay Offline if using cash
Deal Specific Terms and
Conditions
Updated 4th January 2013
These
deal specific terms and conditions are to be read and agreed to in conjunction
with the General Terms of Sale.
These terms are in relation to the following products:
Albi Single Platform Divan Bed Set
You are purchasing this product(s) through Smarterbuys.org.uk which is owned
and operated by Northern Housing Consortium.
Please:
Read through these terms and conditions carefully before ordering your
product(s). All contracts are formed in accordance with the General Terms of
Sale. Please read both documents carefully before ordering your product(s).
Print a copy for future reference.
These terms and conditions will apply to and form part of the Contract.
1. Deal Period
1.1
These product(s) will be available to purchase from 2nd April subject
to stock availability.
2. Product:
2.1
It is your responsibility to ensure that the product(s) is suitable for the
location it will be used in (ie measuring the space available to confirm
product(s) will fit)
2.2
It is your responsibility to ensure that the product(s), on delivery, will fit
through all access points to your home and room where the product(s) will be
located.
2.3
For mattress only orders, it is your responsibility to measure the base it is
intended to be used on to ensure the mattress is the correct size for the base
(all mattresses are designed to fit UK size beds and will not be suitable for
continental sizes)
2.4
All bed frames will require assembly
unless an optional assembly service is indicated .
2.5
Images used are for display purposes only, there may be variations in
colour/fabric of the delivered product(s)
2.6
Mattress
and bed linen are for photographic purposes only and are not included in the
deal unless stated
3. Delivery
3.1
For this product(s), delivery is available to the following areas only:
England
Wales
3.2
We aim to deliver within 7 working days of your order being placed excluding
weekends and full payment being made.
3.3
Delivery details (date/special instructions etc) will be advised via email or
phone, you must confirm that you have received this email and that the delivery
details are suitable.
3.4
Delivery will take place on the date agreed (Monday to Friday) in the
confirmation between 8am and 6pm.
3.5
It is your responsibility to ensure that there is someone available on the date
specified to accept delivery, if not you may incur additional delivery charges
for any retry attempts. All product(s) must be signed for on delivery.
4. Collection of old mattress/bed
4.1
Please note that your old mattress and/or bed will not be collected/removed upon delivery of your new product(s). You
can contact your local authority who can arrange for this to be collected from
your property and may be free of charge.
5. Cancellations, Returns and Refunds
5.1
You may cancel your order at any time prior to the seventh working day after
the day you have received your product(s).
5.2
You are liable for the cost of return/collection of your product(s) should you
cancel your order. This may vary by product you will be informed of this before
collection is made. All returns must be in the original packaging and must not
have been assembled prior to collection.
REFUNDS WILL NOT BE PROCESSED UNLESS THE GOODS ARE PACKAGED
IN THEIR ORIGINAL PACKAGING AND ARE IN A SALEABLE CONDITION.
DUE TO HEALTH AND SAFETY REASONS MATTRESSES CANNOT BE
RETURNED IF THE ORIGINAL PACKAGING HAS BEEN OPENED. PLEASE ENSURE THE MATTRESS
IS SUITABLE FOR YOUR NEEDS BEFORE OPENING ANY PACKAGING.
5.3
Please refer to General Terms of Sale for further information about
cancellation.
6. Warranty
6.1
All products supplied come
with a 1 year manufacturer’s guarantee.
6.2
Please refer to General Terms of Sale for further information about returning
faulty goods.
The Smarterbuys website is owned and operated by:
Northern Housing Consortium Limited
Webster’s Ropery
Ropery Road
Deptford Terrace
Sunderland
SR4 6DJ
Registered in England with Company Number 4361009
VAT Number 459 7902 95
We recommend you print out a copy of these terms and conditions for future
reference.
If you have any questions regarding the Smarterbuys website, please see the
‘How does it work’ section for more information and full contact details.