About The Smarterbuys Store

The Smarterbuys Store is a discount deal scheme designed to help you buy essential home items, such as white goods, furniture and electrical products at massively discounted prices.

The continuing economic recession and rising unemployment are pushing a growing number of households into financial difficulties. A number of new organisations have emerged, making finance available to people at very high rates of interest. So called ‘pay day loans’ are being heavily advertised on TV and radio, and weekly payment stores are becoming an increasingly familiar sight on the UK’s high streets. These lenders offer ‘easy’ borrowing, but often at staggeringly high interest rates. There is escalating concern about the impact this could have on the people who turn to them to finance the things they need.

How The Smarterbuys Store can help?

The Smarterbuys Store aims to offer a credible, responsible alternative to high interest stores and loan sharks. The Smarterbuys Store is a website that offers essential household items, including furniture, electrical items and white goods, at a significant discount from the recommended retail price (RRP), and with access to responsible credit. The price discounts we offer are negotiated with the product supplier on the basis of the potential volume of purchases through the site.

One of the main advantages of The Smarterbuys Store is to access affordable credit supported by your landlord. The Smarterbuys Store can give tenants of the supporting landlord(s) the option to apply for a low interest loan with affordable repayment; and also help provide you with advice on financial management, and savings accounts.

The Smarterbuys Store can also offer, in comparison to most other retail websites, the choice of payment options. For example, if you have a bank account and wish to pay either weekly, fortnightly or monthly with a credit or debit card, you can do so. However, for those people who don’t have a bank account, we can offer a payment card to be used in any post office or convenience store displaying the PP logo, however you must retain a receipt as proof of payment.

The Smarterbuys Store is regulated by the Financial Conduct Authority, reference number FRN 713746.